The problem was not caused by Bush and the Republican. The Democrats controlled both houses of Congress since 2006. They relaxed the regulations so that people who could not qualify could get loans - now we all are going to pay for the Democratic who believe that "they" can help people by re-distributing money which they did in the committee's controlled by Chris Dodd and Barney Frank. Dodd received more money then any Senator from Freddie and Fannie - Look it up ! So simple to Blame Bush for everything.